What You Should Know About Addiction Treatment Under a New Healthcare Plan

June 30, 2017 - - 0 Comments What You Should Know About Addiction Treatment Under a New Healthcare Plan

There are several options available for people who are seeking treatment for their drug and alcohol addiction along with co-occurring mental disorders. The new perspective insurance companies have gained, being that drug and alcohol addiction is a treatable medical condition, is making it possible for most companies to offer healthcare plans in the dual diagnosis residential treatment for women.

Although coverage depends on your qualifications, there are insurance providers who offer terms for partial or complete coverage because these firms will not make a profit if you relapse into addiction. Being aware of the policies and understanding how your treatment is covered will help you determine the best routes to take.

Healthcare Options for Your Rehabilitation

There are various ways to get dual diagnosis treatment for women. For those whose insurance doesn’t cover mental health problems and addiction, the best option is to seek rehab through public insurance coverage. There are several treatment facilities subsidized by the government to either partially or entirely cover dual diagnosis treatment. These facilities accept state or federal funded insurances which can cover the payment for medical services.

In the event that there are no options available, seeking help from nonprofit organizations who offer cost-effective monthly installment rehab service programs can be the best choice. There are minimal payments and it can be extended even after the treatment processes are finished.

Private insurance providers offer an array of services which can cover your dual diagnosis treatment. Although they are costly that government-funded insurance plans, the benefits can be convenient especially if you or your loved one has been severely affected by drug and alcohol addiction.

Having private insurance gives you more options as compared to government supported health care plans. They are also more comprehensive giving you a wider coverage for treatment costs and little overhead expenses. Private insurance can also cover rehab treatment options including inpatient drug and alcohol rehab, luxury or high-end treatment, and holistic treatment approaches.

Recent Changes to The Public Health Care Plans

Under the previous presidency, mental health treatment and addiction have been one of the top issues tackled under some provisions of the Affordable Care Act. It ensured coverage for addiction and mental health treatment which made it possible for people to seek rehabilitation.

The recent changes to the Bill abolished many provisions that provided coverage to treat addiction and many co-occurring mental conditions. The expansion of Medicaid was rolled back in 31 states including the State of Columbia where over one million people were receiving treatment for their addiction.

Under the new American Health Care Act (AHCA), dual diagnosis treatment for women and other comorbid ailments were removed from the essential services covered within the Medicaid program. The decision to cover these mental conditions are left entirely to the states and they can either take on the responsibility to pay with their internal budgets or to cut back on those funding.

The impact of these changes can have a staggering effect on each state as the budgets are already facing immense pressure from every corner. Allowing states to make the decision whether to continue or not with addiction and mental health treatment coverage will strip state allocations and reduce benefits. It will also obstruct and limit choices especially for minorities and poor families. 

Although the current administration is bent on looking for ways to stop drug and alcohol addiction, the changes on insurance coverage and provision can have a far-reaching effect on people who rely on government-funded healthcare programs. Cutting back on addiction treatment services for low-income families will be dangerous because of the prevalence of addiction among people in the marginalized sector.

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