How Do I Know What Treatment Centers Will Take My Insurance?

December 21, 2015 - , - 0 Comments

The decision to seek treatment for addiction is a step in the right direction for living a healthier and happier life. Now that you have made the decision to change your lifestyle, it is important to make sure you do so on firm financial ground. Your insurance is a wonderful resource that can help you locate a treatment program and cover the cost. As you begin to research your options, here is what you need to know about finding a treatment center that accepts your insurance.

Types of Care Insurance Covers

Before you begin your search, it is important to understand the different types of care that might be covered. For example, long-term residential care may be considered hospitalization by an insurance company, and the length of your stay could determine how much will be covered. Outpatient programs, however, may fall under the mental health category of your insurance. Knowing the type of treatment you require will help you identify a center that meets your needs and falls within your insurance company’s coverage guidelines.

Check Your Policy

Health insurance companies typically send a policy to each member that outlines the types of care that are covered. However, it is common to not have the information close at hand. Calling your insurance company or visiting their website can connect you with a list of treatment centers that are covered. A representative can also help you understand the specifics of your policy so that you are fully informed regarding any deductibles or copays for which you may be responsible.

Contact the Treatment Center

Once you have identified the treatment center you prefer, then making an appointment right away can help you get started on your recovery. When you do so, have your insurance information ready so that they can qualify your coverage before you are admitted. Typically, they will need the name of your insurance company and your policy number. This way, you can be extra sure that your treatment will be covered.

Finding a treatment center that takes your insurance can provide you with the peace of mind that comes from knowing your finances are managed. Today, insurance companies know the importance of helping people heal from their addiction, and you will likely find several options available. By taking the time to carefully plan your stay, you can find the right treatment center for helping you heal from your addiction.

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